Best Apps to Save Money in 2019

Bitcoin has recently spiked to above $5,000 USD, and this has given the crypto community something to get excited about after months of stagnation. Some believe that Jamie Dimon’s announcement of JP Morgan’s crypto-backed stable coin has the markets jumping while other’s believe whales are moving the needle. Although investing in crypto is an exciting and fun space, we wanted to highlight some other ways to diversify your investments and continue to earn money in 2019 and beyond.

Cryptocurrencies today make up just a small portion of the worlds total monetary wealth. While we are certainly believers in the technology and capabilities of the blockchain space, fiat money is the currency of choice today. That being said, here are a few tools that can help you build your personal wealth:

  • Robinhood is an exceptional platform that empowers you to invest in stocks, ETFs, and cryptocurrencies right from your phone or computer. The best part is that there are no fees and no commissions; and they’ll gift you a free stock when you sign up today!

  • Acorns is a nifty application that helps you save money everyday by rounding up loose change from your purchases and investing it directly into an ETF for you. You can also choose to set monthly investments to continue to build your personal wealth. Acorns is even offering $5 USD for free just to get started! (Learn More)

  • Titan is a cool new app that offers access to invest in their hedge fund for any and all investors. Typically, hedge funds offer sophisticated high risk, high reward investing strategies; but access for average joe investors has not been easily available until Titan. They’ll even reduce your fees by 25% to join the platform .

  • Chase Bank is one of the largest banks in the United States, and they offer a full range of banking services from checking accounts to savings accounts and beyond. Chase has an easy to use and highly functional banking app, and they are offering $200 to anyone who opens a new account or switches over to Chase. (Learn More)

Many of these offers are for a limited time only, so make sure to sign up soon if you are looking to build your wealth. These tools offer intuitive and enjoyable ways to invest and protect your money, and we hope you will enjoy using them! Here is to a bright 2019!

To keep up to date with the financial markets of the fiat universe, The Morning Brew is an excellent daily brief. It’s totally free and will help you to stay informed with an easy to digest daily email. Feel free to sign up here if that sounds useful to you.

The Top Google Trends around Bitcoin and Cryptocurrency

Over the past year, Bitcoin and Cryptocurrency trading exploded onto the scene. Crypto millionaires were made overnight, memes of crypto traders flooded the internet, and many foresaw no end in site. A plethora of cryptocurrencies rose to prominence including Ethereum, Neo, IOTA, Cardano, NANO, and many more; all touting unique capabilities and keen differences in the decentralized movement. Popular cryptocurrency exchanges such as Bittrex and Binance also rose to prominence during this time.

During the month of December in 2017, the total cryptocurrency market cap doubled from ~$300bn USD to over $600bn USD. Since this time, the hype has died down, and prices of Bitcoin and other cryptocurrencies have come back to earth. Many ‘no coiners’ have exclaimed that the bubble has burst, and the total market cap of all cryptocurrencies has hovered around $250bn USD the past 3 months. Bitcoin’s current price is $6,684 USD, which is still a massive %1,012 increase from it’s price of $601.71 USD two years ago today.

At Crypto Bull, we wanted to try and gauge the global interest in Bitcoin and other cryptocurrencies over the past year. Naturally, we turned to Google to find out just how interested people were. Using Google Trends, we can take a look at some of the global search volume on a variety of topics below:

Google Trends Results comparing global search volume of Bitcoin, Cryptocurrency, and Ethereum.

Google Trends Results comparing global search volume of Bitcoin, Cryptocurrency, and Ethereum.

It’s pretty clear from the results above that the hype which gained momentum through the second half of 2017 has since faded. It is also not surprising to see that far more people are Googling ‘Bitcoin’ than either '‘Ethereum’ or ‘Cryptocurrency’; regardless of the timing. We were curious to see which global regions were searching for Bitcoin the most, and below you can see this data:

Interest by region for Google Queries of Bitcoin, from Google Trends.

Interest by region for Google Queries of Bitcoin, from Google Trends.

The top 5 above are interesting, and each of these countries certainly qualify as being hotbeds for Bitcoin interest. Some other popular cities that appear on the list of regions that have often Googled Bitcoin over the past year include Canada (8), United States (12), United Kingdom (17), Germany (18), Israel (23), Hong Kong (29), India (37), Brazil (41), South Korea (51), and Russia (60). It is important to remember that not every country uses Google as their primary search engine. For instance, a leading search engine in China is Baidu, Japan uses Yahoo! Japan for a large portion of their queries, and the Yandex is more popular than Google in Russia (statistics from

Although the trends behind internet searches of Bitcoin and Cryptocurrencies have slowed since the cryptocurrency frenzy, one thing is for sure: more people are aware of Bitcoin’s existence today than they were a year ago today. This is an important accomplishment in the movement towards more decentralized global economic system. Many Fortune 500 and Global 1000 companies around the world have announced blockchain initiatives, and Amazon’s AWS now support blockchain templates for developers. No one knows what the future of Bitcoin is, but there is a growing number of people around the world who see value in blockchain technology and decentralization. What a year it has been, and it will be exciting to see what the coming year has in store!

🇬🇧Looking for a safe cryptocurrency broker in the United Kingdom? Check out the UK’s most trusted broker, BC Bitcoin! BC Bitcoin caters to traders of all sizes and represents the interests of an extensive network of Institutional, Professional and Retail investors!

Crypto Bull cannot be held responsible for any losses incurred in investments. The content of this site is not meant to be financial advice and is only opinion. Any transactions made in the space should be carefully approached and considered.

Review of CryptoCurrency Trading Exchanges

In the world of Cryptocurrency trading in the online marketplace, there are many options out there for buying and selling. We wrote about how to get your fiat money into Crypto, and this is a piece for those of you looking to trade Altcoins. Cryptocurrency Exchanges operate out of many different countries and with varying levels of transparency. Today, we’ve got you covered, as we are going to review four of our favorite major Crypto Exchanges: Binance, Bittrex, HitBTC and Cryptopia!


Binance is the top trading platform from a security, offering, and fee perspective and is based out of Hong Kong. Binance is known for high processing speed, strong coin offerings and large community engagement. The team has deep experience in crypto and finance, and is led by CEO Changpeng Zhao, who helped build and run Bloomberg’s Futures Tradebook and platform in the early 2000s. The interface is user-friendly for beginners and comes complete with tools that experts love. Binance offers one of the best arrays of altcoins and frequently adds new coins. One of our favorite things about Binance is that they Pay you monthly GAS distributions for holding NEO!

Trading Fees: All fees on Binance have a 0.1% trading commission. If you hold BNB, you can pay for fees using this at half rate, or 0.05%!

Overall Grade: A+

If you’re tired of watching your friends shill and trade altcoins, go ahead and sign up to trade on Binance today!  


Bittrex is a cryptocurrency exchange that is run out of Seattle, and offers a solid user interface, as well as a top tier team. Bill Sahira is the Co-Founder and CEO of Bittrex - he was previously a Security Engineering Manager at Amazon and Manager of Security Threat Analysis and Security Engineering at BlackBerry. As far as exchanges go, Bittrex is the crème de la crème. The only shortcoming of Bittrex is that it’s altcoin offerings are often lagging the secondary trading debut ICO(Initial Coin Offering) market and the offerings of coins are limited to an extent.

Trading Fees: All fees on Bittrex have a 0.25% trading commission

Overall Grade: A-


HitBTC has been around since 2013 and has a solid track record of offering a large variety of trading pairs, and solid uptime. HitBTC is a great place for traders looking to execute more complex stop orders and their core matching engine is among the most advanced technological products in its class; it implements innovative features such as real-time clearing, advanced order matching algorithms and has been acclaimed for its fault-tolerance, uptime and high availability. The exchange also offers a real-time system health indicator, which provides real-time information about availability and performance, as well as incoming and outgoing transaction status. HitBTC is a great place to take your trading to the next level.

Trading Fees: All fees on HitBTC have a 0.25% trading commission

Overall Grade: B+

Sign up to trade on HitBTC here! 


Cryptopia is a New Zealand based exchange that has been growing in popularity due to its top-level offering of Altcoins. It is a place where some alts are traded exclusively, which can yield hefty returns (but can also carry more risk). Besides the exchange, Cryptopia comes with a cloud mining venture (Mineshaft), a marketplace (where only cryptocurrencies are accepted), a knowledge base with information about most of the listed altcoins (CoinInfo) and an arbitrage tool. They also offer one of the most enticing of all share fee coins, paying out 4.5% of gross fees collected monthly to CEFS holders. The exchange will need more time before it is considering among the top guns, but is doing everything right to position itself. With one million new users in December, an expanded team, and continual upgrades to the platform- Cryptopia it is a great place to trade unique Altcoins.

Trading Fees: All fees on Cryptopia have a 0.2% trading commission

Overall Grade: B

Start trading on Cryptopia today!  


One thing to note before diving in is that you should ALWAYS activate 2-factor authentication on any trading account you set up. This will require you to navigate to settings on your personal account in each exchange to turn on 2FA. You will also need to download the google authenticator app, but it is a tremendously powerful layer of security and there is no reason not set this up! Save your private keys given to you by the app so that you can recover the account should you lose your phone.

Good luck out there!

Crypto Bull cannot be held responsible for any losses incurred in investments. The content of this site is not meant to be financial advice and is only opinion. Any transactions made in the space should be carefully approached and considered.

Crypto Christmas: $300bn USD Inflows Through First 18 Days of December

December has continued to be the month of the bull for the cryptocurrency markets, with the total market cap of all cryptocurrencies closing at $617bn USD today(Dec 18th), which has more than doubled in just 18 days. If you have been involved for a bit, your blockfolio is hard to stop looking at, and this number helps explain the ‘how do I buy’ texts that came in from friends, moms, long lost relatives, and really anyone who was looking to chase the gains. It is usually not a good thing when 99% of people don’t understand what they are buying, and the next correction will be harsh; as ‘weak hands’ who have bought Bitcoin with dreams of Lamborghinis quickly let go of that coin when weather turns rough.

The next correction? But I thought cryptocurrencies were going to go up forever? To be fair, no one knows when the next correction will be, but let’s put some context behind the numbers as they stand:

~$544 trillion USD - Low end estimate of global derivative market

~$217 trillion USD - Global Real Estate Market Value

~$215 trillion USD - Global Debt (325% of GDP)

~$90 trillion USD - Global Money Supply

~$73 trillion USD - Market Capitalization of All the World’s Stock Markets

~$7.7 trillion USD - World Gold Supply value

~$4.5 trillion USD - Federal Reserve Balance Sheet

On March 10th of the year 2000, the total market capitalization of the NASDAQ was $6.71 trillion - this was the height of the dot com bubble, almost 20 years ago. That leads us to the market cap of Cryptocurrencies at the end of September 18th, 2017:

~$618 billion USD

If the cryptocurrency trend is really going to change the future, then we may be seeing an escape from the burning building that is our current debt based monetary system. Head to to witness folks jumping right now (live feed visualization of the world currencies flowing into Bitcoin).

But who knows, this whole thing could come crashing down tomorrow, it could… So please don’t take out a loan against your house or 401k to buy cryptocurrencies.

And the winner is…

Coinbase - Ever hear the phrase that the folks who got rich during the Goldrush weren’t the ones chasing gold? The people who got rich during the Goldrush were the ones selling the tools! That’s Coinbase here - taking a smooth 5% fee on anyone who’s FOMO led them to instantaneously download the Coinbase app, and transfer fiat money into the app to buy Bitcoin, Litecoin and Ethereum.

Speaking of Coinbase, everyone is chomping at the bit to hear what the next round of coins offered for instant purchase on their app is… Chances are these coins will moon immediately upon being announced.


Crypto Bull cannot be held responsible for any losses incurred in investments. The content of this site is not meant to be financial advice and is only opinion. Any transactions made in the space should be carefully approached and considered.

The Beginners Guide to Buying Cryptocurrencies

So, you are tired of sitting on the sidelines during the Cryptocurrency frenzy while your friends are constantly bragging about how much money they are making in Bitcoin, Ethereum and hundreds of other Cryptocurrencies…. but you just don’t know where to start?

You have come to the right place, this is a beginners guide on how to purchase Cryptocurrencies!

Before you proceed, make sure you don’t put any more money into this than you are willing to lose. Research the technology, understand the importance of it and it’s potential to change the world... but also understand the fact that this is still a highly speculative investment that is often considered a bubble.

STEP 1: USD → Cryptocurrency

The process starts by transferring USD into Bitcoin(BTC), Ethereum(ETH) and Litecoin(LTC). The fastest way to do this is via Coinbase. You can download the Coinbase App or create an account on their website. BEWARE, there is a 5% fee on all transfers you make from USD to Coinbase. The solution to avoiding this fee is Gemini, but it will take you a couple of days to get set up, as Gemini takes a bit longer to verify your ID. Gemini is an FDIC insured platform and to get started,  you can go online and set up an account, allowing you to buy in with no fees. You need to input identification verification to set up your account which will limit to $500 a day. If you further the ID verification and add your license in settings, you can get much higher limits. These are solid coins to hold for novice investors. If you are looking to trade Altcoins, you will need to transfer to an exchange, like Bittrex for example. This requires more technical know how and you should proceed with caution...

STEP 2: Cryptocurrency → Cryptocurrency Exchange

First, you need to create a Bittrex account, when you are making this account be sure to remember your password, if they give you any other info that they say to keep, document it (don't want to forget password or account details).  Also, after making an account It is recommended that you go to your settings and enabling 2-factor Authentication, for added security. You can do this in account settings on Bittrex and just have to download Google Authenticator on your phone to do so. Make sure to save your backup key when you set this up as well, or else losing your phone will make a headache for you.

After this, you need to send your cryptocurrencies from your wallet to Bittrex, let’s say you are using Coinbase. You can do this by sending Bitcoin, Ethereum, or Litecoin from your Coinbase wallet to your Bittrex wallet. Ensure that you send the same coin to the same wallet address on Bittrex (Ex: you must sent ETH to an ETH wallet, BTC to a BTC wallet, and LTC to an LTC wallet. If you send BTC to your ETH wallet, it will be lost, etc...)  Same coin → same wallet. Got it?

Here are instructions on how to deposit coins into Bittrex (from Bittrex website):

"In order to deposit coins to Bittrex please follow these steps.

  1. Login and Click Wallets in the upper right hand of the site.

  2. Search for the wallet you are going to deposit to

  3. Click the + next to the wallet

  4. Click "new Address" to generate your address

  5. Please make sure to read the coins deposit instructions if they are available.  Some coins require a minimum amount to be sent before they are credited.  Some coins will require a message/payment/tag/memo.  This means you must send the coins to the address we provide and attach this message/payment/tag/memo to the deposit so we can route the coins to your account.  If you do not attach this, you will risk losing these funds

  6. You can now send your coins to this address.  Please make sure that you only send the same type of coins to this address.  This means if you generated a BTC address you deposit BTC to it and not some other coin.  if you deposit a different coin then what the address was generated for you risk losing these coins permanently"

Transfers can take a while sometimes, so don't fret because it wont go into the wallet immediately. It is recommended that you use Ethereum, as it is fast and all transactions on the Ethereum Blockchain can easily be viewed on It is also recommended that you transfer a small amount before the whole amount, to ensure you are doing so correctly. Once your Ethereum arrives in your Bittrex wallet, you can begin to trade.

STEP 3: Proceed with Caution

Be warned, although Altcoins offer higher returns and the chance to ‘hit a moon’ they also present an opportunity to lose a lot of money, risk is a two way street. You should research projects heavily and invest in ones you believe in that have teams you believe in, judge results and progress on roadmap, read reddit...a lot (good advice lay deep in the comments section). Learn to HODL (Google search hodl) through the valleys and remember you never lose money taking profits. NEVER put more money into an account than you are willing to lose, and most of all - GOOD LUCK (:


Crypto Bull cannot be held responsible for any losses incurred in investments. The content of this site is not meant to be financial advice and is only opinion. Any transactions made in the space should be carefully approached and considered.

What is The Future of Cryptocurrencies?

We have a lot of people asking this exact question, and will attempt to answer it as best as we can...

The future is that blockchain technology is here to stay, the question is where will it stay... The adoption of blockchain and even certain coins by large corporations and financial institutions (think Microsoft and JPMorgan) leads many to fear corporations will squash Bitcoin and other crypto currencies.  The beautiful thing is that they can't! From the ruins of the financial crisis, Satoshi built the brilliant Bitcoin - it is inherently decentralized and as long as the internet runs, it will be available. Now, we are seeing new and improved cryptocurrencies and crypto projects popping up everyday.

Q: Where do we think most of these new crypto currencies end up from a value standpoint 10 years from now?
A:  = null (google it)

The ones that do survive, have a potential to change the way our world works in a beautiful way. We may just see the largest transfer of wealth that a modern financial system has ever witnessed, maybe...

Here at Crypto Bull, we want to help guide you along the wild crypto ride that we are currently on!